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  • 100% free quotes

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Life Insurance pays out a predetermined lump sum, Critical Illness also pays if you're diagnosed with a range of illnesses and Whole covers you for your whole life.
Life insurance is mainly taken out to cover debts such as mortgages. This means you should roughly cover for the amount of debt you might leave to a loved one.
This is essentially how long you would like your plan to cover you for. Most people base their term amount on something like the remaining years left on their mortgage.
In order to get the most accurate life insurance quote, insurers need to know if you smoke or have smoked in the last 12 months (inc. Vapes and Patches).

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